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Safety on Chat With Psychics

How we protect your privacy, your payment, and your call. The actual policies, in plain language.

What the reader sees

When you start a call or chat, the reader sees the handle you chose, your profile picture (if you uploaded one), and any context you share with them during the session. They don't see your real name, your email, your phone number, your location, or your payment details. Your account information stays on our side.

You can use a pseudonymous handle — many callers do, especially when asking about sensitive personal situations. The reader won't know who you are unless you choose to share.

Privacy of the conversation itself

We don't record audio, video, or chat. Once a call ends, there's no saved transcript on our end and no recording on the reader's. If something you discussed matters to you afterward, take notes during the session.

Sessions run over encrypted connections (HTTPS for chat, secure media transport for video). The infrastructure is the same standard used by mainstream video calling services.

Payment and refunds

Stripe processes all payments. Cheddify never stores your full card number — only a tokenized reference Stripe gives us. Receipts go to your email after each call; you can review them anytime in your Wallet.

If a call goes wrong — reader disconnected and didn't reconnect, reading was wildly off-pattern from the reader's reviews, behavior crossed a line — open a dispute from the call detail screen. Most disputes are resolved within 48 hours. We refund when the issue is on our side or the reader's, including in cases where a reader was clearly distracted or unhelpful.

Harassment and blocking

Both buyers and readers can block any user. Blocking removes them from your grid, prevents them from messaging you, and hides your profile from theirs. You can unblock from Settings if you change your mind.

Reports of harassment are reviewed within 48 hours. Patterns of complaints lead to investigation and, when warranted, removal from the platform.

What we ask of readers

  • Be honest about the limits of intuitive work — no one knows the future with certainty.
  • Don't pressure callers to extend calls beyond what they want.
  • Don't recommend supplements, courses, or services beyond the reading.
  • Don't use clinical terminology or claim to diagnose mental health conditions.
  • Stop the call promptly when the buyer asks to end.

Readers who repeatedly violate these expectations are removed from the platform.

What we ask of buyers

  • Treat readers professionally — they're people doing skilled work.
  • Don't ask readers to make medical, legal, or financial decisions for you. Those need licensed professionals.
  • Don't share another person's private information without their consent.
  • Use the dispute process rather than verbal aggression if a call doesn't go well.

Reporting and contact

If something serious happens — a reader behaved inappropriately, your payment wasn't handled correctly, anything that needs human review — email us from the link in the footer. A real person reads every email and responds within 48 hours, often faster for urgent issues.

Common safety questions

Are calls and chats recorded?

No. We don't record audio, video, or chat content. Readers don't have transcripts of past sessions. If something a reader said is important to remember, take notes during the call or screenshot in chat.

Does the reader see my real name or location?

No. The reader sees only the handle you choose. Your real name, email, and location aren't shared with them. Payment information is handled by Stripe and never reaches the reader.

What happens to my payment information?

Payment is processed by Stripe, a PCI-compliant payment provider used by millions of businesses. Cheddify never stores your full card number. We store a Stripe customer ID and a token, not the card itself.

How do I report a reader?

Tap the menu on their profile and select Report — you can describe the issue and submit. Reports are reviewed within 48 hours by a real person on our team. We may temporarily suspend a reader pending investigation, especially for serious complaints (harassment, predatory behavior, scam-like patterns).

What happens if a call disconnects mid-session?

If your wifi or the reader's connection drops, the call ends. You're only charged for the minutes you were actually connected — disconnect time is automatically not billed. The reader will usually re-initiate within 30 seconds; if they don't come back within 5 minutes, the session is considered complete.

Can I block a specific reader?

Yes. From any reader's profile, tap the menu and select Block. They won't appear in your grid or be able to message you. You can manage blocked users in Settings.

What if I'm pressured to spend more than I want?

End the call. You only pay for the minutes you've used at the moment you hang up. If a reader was actively pressuring you to extend the call beyond what you wanted, report them — we treat that as a violation of our policies and will investigate.

Are minors allowed on Cheddify?

No. The platform is for users 18 and older. Both buyers and readers must be 18+ to use the service. We screen for age during reader onboarding and require age confirmation during signup.

Is the platform safe for sellers/readers too?

Yes. Readers can block specific buyers, end any call at any time without penalty, and report harassment. Reader earnings are paid out via Stripe Connect with the same anti-fraud protections any Stripe-payout business has. Readers can also set a minimum call duration on their profile.

How do I delete my account?

Go to Settings → Account → Delete Account. Your account is queued for deletion within 24 hours. Per our retention policy, payment receipts are kept for 7 years (legal requirement) but everything else — profile, messages, saved readers, browsing history — is permanently removed.

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All psychic readings and related services on this platform are for entertainment purposes only. Chat With Psychics does not guarantee the accuracy, completeness, or reliability of any information provided by sellers. You should not rely on psychic readings as a substitute for professional medical, legal, financial, or psychological advice.