Free to claim. Fees only when you earn.
No subscription, no listing fees, no minimum payout. Cheddify takes 20% plus $2 per paid call — and buyers cover the 3% payment processing, so it never touches your share.
The whole fee schedule
You keep 80% of every billed minute, minus a flat $2 per call. The buyer pays a 3% processing fee on top of your rate.
Buyers pay exactly the message price you set. Cheddify's 20% and ~3% card processing come out of the seller side — you keep about 77%.
Claiming your link, your seller page, rate changes, booked-session scheduling, and payouts via Stripe: free. No monthly plan.
One call, worked out
You charge $4/minute and a buyer stays on for 15 minutes. The call bills $60; the buyer's card is charged $61.80 ($60 + 3% processing). Cheddify takes 20% ($12) plus $2 — $14 total — and you keep $46, about 77% of the sale, paid out through Stripe.
What would you keep? Run your numbers.
Drag the sliders — the comparison uses published or reported platform rates as of 2026.
| Platform | You'd keep | Fee basis |
|---|---|---|
| Cheddify | $46.00 | 20% + $2 per call; buyer pays the ~3% processing fee |
| Minnect | $48.00 | published 80% to experts |
| LoyalFans | $48.00 | published 80% |
| Cameo (web orders) | $45.00 | published 25% talent fee; iOS orders lose Apple's 30% first |
| SextPanther (calls) | $45.00 | published ~75% on calls |
| NiteFlirt (live calls) | $40.50 | ~70% minus ~$0.10/min connection fee |
| Intro.co (marketplace) | $42.00 | published 30% on marketplace bookings |
| Keen | $27.60 | ~46% after fees per published earnings calc |
| Kasamba | $24.00 | advisors report keeping ~35-45% |
| Purple Garden | $21.60 | not published; sister app's docs cite 36% |
Competitor figures are published or reported rates as of 2026 and are simplified (bonus tiers, payout minimums, and payment-method differences not modeled). Verify current terms with each platform.
Frequently asked questions
Is Cheddify free to start?
Yes. Claiming your link, setting rates, and holding a balance cost nothing, and there is no monthly subscription. Cheddify only earns when you get paid.
What does Cheddify charge on a paid call?
20% of the billed amount plus a flat $2 per paid call. A 3% payment-processing fee is billed to the buyer on top of your rate, so it never comes out of your share. On a $60 call you keep $46.
What do paid DMs cost?
The buyer pays exactly the message price you set — no surcharge on their side. Cheddify's 20% commission and roughly 3% card processing come out of the seller side, so you keep about 77% of the DM price.
Who pays the payment-processing fee on calls?
The buyer. Processing is billed as a flat 3% added to the buyer's total, not deducted from the seller's 80%.
Why the flat $2 per call?
It covers the fixed costs a call carries regardless of size — ringing infrastructure, funded-minute billing, and dispute handling. It also means Cheddify's pricing favors real conversations over micro-calls: on a $60 call the effective take is about 23%; on a $10 call it is 40%. Set a minimum duration that keeps your calls in the range where the math works for you.
How and when do I get paid?
Payouts run through Stripe. You connect a Stripe account and transfer your balance to your bank; standard Stripe payout timing applies. Calls are funded by the buyer up front, so completed minutes are already paid for.
Are there any other fees — listing, subscription, withdrawal?
No. No listing fees, no monthly plan, no per-payout fee from Cheddify, no minimum withdrawal threshold. The fee schedule above is the whole thing.
How does 20% + $2 compare with other platforms?
Per-minute marketplaces commonly keep 25% to 65% of a seller's earnings (published or reported rates as of 2026: Cameo 25%, Keen ~54% plus fees, Kasamba ~55-65%). Tools with monthly subscriptions (Stan Store, Superpeer Pro) charge whether you sell or not. Cheddify's fee is usage-only — use the calculator above to compare with your own numbers.